Which type of insurance would cover medical expenses for an accident?

Health insurance is designed specifically to cover medical expenses related to healthcare services, including those incurred from accidents. When an individual suffers an injury in an accident, health insurance can help pay for treatment, hospital stays, surgeries, and follow-up care, reducing the financial burden on the insured.

In contrast, auto insurance may cover medical expenses if a person is injured in a car accident, but it typically focuses more on damage to vehicles and liability related to accidents. Homeowners insurance protects against risks to home property, including liability related to injuries on the homeowner's property, but it doesn't primarily address medical expenses incurred from accidents outside the home. Life insurance, on the other hand, provides benefits to heirs upon the death of the insured and does not cover medical expenses at all. Thus, health insurance is the most appropriate choice for covering medical expenses resulting from an accident.